SAFE OR SCAM?Open checker
Check the story before you respond

Is This Text a Scam?

Scam texts often create a believable problem and then give you one convenient way to solve it: click this link, call this number, pay now or share a code. Verify the story outside the message.

What to check first

Do not use the link or phone number in the message to verify the claim.
Ask whether you were expecting the message at all.
Look for urgency, threats, prizes, refunds, account problems or unexpected job offers.
Never share passwords or one-time verification codes with someone who contacted you unexpectedly.
Paste the message into the checker to review common scam-language patterns.

Warning signs

What the checker looks for

SafeOrScamCheck analyzes pasted text for urgency, sensitive-information requests, hard-to-reverse payment methods, unrealistic offers and suspicious links contained in the message.

Frequently asked questions

Can a scam text know my name?

Yes. Personal details can come from public sources, marketing data or previous breaches and do not prove the sender is legitimate.

Should I reply STOP to a suspicious text?

If the message is clearly suspicious, interacting can confirm your number is active. Use your phone's block/report controls instead.

What if the text claims to be my bank?

Open your bank's official app or call the number printed on your card instead of using the message link or callback number.

Related checks

A low warning-signal score is not proof that something is safe. Verify identities, payment details and important claims independently.